Financial Technology
From manual compliance checks to instant automated approval
AI that reviews applications, flags risks, and approves merchants in minutes instead of days.
The Challenge
Every merchant application required manual review. Compliance team spent hours checking documents, validating business details, and cross-referencing databases. Applications sat in queues for days. Good merchants went elsewhere.
3-5 day average approval time
Manual review of every document and data point
Inconsistent risk assessment across reviewers
High-quality merchants abandoning the process
What We Built
An AI compliance engine that ingests applications, validates data against multiple sources, flags risk factors, and auto-approves low-risk merchants instantly.
Automated document extraction and validation
Real-time cross-referencing with external databases
Risk scoring with explainable AI decisions
Instant approval for low-risk applications
Flagged high-risk cases routed to human review
The Results
The compliance team now focuses on edge cases and complex risks. Not reading PDFs and filling out spreadsheets.